That is my apt. building (the larger brick one).
So I'm in the process of trying to consolidate my Citibank Stafford student loans, which I ran up during my public policy school, into my existing Direct Loans consolidated loan with the Dept. of Education. My current Direct Loans one represents the combined consolidated total of all my schooling (undergrad and grad) prior to policy school all the way back to 1988.
I prefer Direct Loans both operationally (they're easier to deal with in terms of deferments and forbearances) and ideologically (for-profit banks should not be involved in the publicly-backed student loan racket, making billions on it when the money is really coming from and backed by the Federal Government).
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Anyway, I SEVERELY underestimated how much debt I had with Citibank (why I didn't go online to look, I'm not sure, maybe I just didn't want to know) when I was doing the online consolidation last month. I thought it was $34,000 but it was really $98,000 ... This is on top of my $108,000 in Direct Loans. However, I should be able to wrap everything into it.
My Citibank student loans ...
My Direct Loans loan ...
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So the grand total is $206,478.38 (and still rising on interest galore). This is all non-dischargeable unless I become permanently disabled or in some other way this becomes an "undue burden" on me.
Add onto that the $14,000 or so in credit card debt on which I have to declare bankruptcy as soon as I can (next August and not a frickin' second sooner), and I'm in arrears to the American Corporate Capitalist Hydra by just about $220,500.
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SO! That's nearly a quarter of a million dollars I owe, mostly in student loan debt. Something's not right with that picture. It's like a mortgage.
Oh, wait, then there's the $3160 or so I owe my friends, primarily from LP, which is where I may be borrowing the $150, but paying back $240 next month. That I probably should (will eventually) pay that back.
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Didn't you know someone on 19th Street, NW? I remember seeing you one sultry night with some guy as I walked by in the shadows (coincidentally, not intentionally), and I didn't want to be seen because I looked like a wet dish rag in the oppressive August gunk while you looked all perfect and lovely.
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Concerning that quarter of a million dollars I owe, needless to say, there isn't the SLIGHTEST chance (no matter how many consolidations and recombinations it goes through) that I'll ever pay it all (or even a third of it) back. I'm be comfy dead long before that.
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About my life's duration ...
Left: map of the path of totality with the dashed lines showing limits of partiality. The little Sun symbol represents location of maximum duration totality. It's about 15 miles south of Dawson Springs, Kentucky.
The reason I am interested in it is that I recall reading an article about in in 1979 at the age of 9 in New Jersey in National Geographic and thinking what an eternity away that was. I couldn't even comprehend being 47 years old (as I will be at that time).
Now that eclipse is just under 8 years away -- I've actually known you about as longer (circa summer 2000).
Left: The path of totality of the solar eclipse of April 14, 2200. Eclipses follow "Saros series" and there are multiple Saros underway at any given time.
I saw the total solar eclipse that crossed the Caribbean on Feb. 26, 1998 from the island of Guadeloupe in the French West Indies, from a place called Pointe de la Grande Vigie on the north tip of the island where the turquoise Caribbean meets the Atlantic with waves heaving themselves explosively onto the rocks that rise up in a sheer cliff beauty. It was a very powerful experience, both primal and spiritual at once.
You should see a total solar eclipse at least once in your life. (Yes, you can look at the Sun during totality.)
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I think that's all for now. I have a ton o' work to do that I'm already behind on. It's all due by next Friday, so I probably won't be updating this blog for the time being. It's worth about $2,000 to me (but not til December).
I'm going (need) to be continually busy until then, although I'm meeting my mom for lunch in College Park on Sunday, and prior to that on Saturday night is the usual dinner party event at Chris T's place.
I'm going (need) to be continually busy until then, although I'm meeting my mom for lunch in College Park on Sunday, and prior to that on Saturday night is the usual dinner party event at Chris T's place.
--Arcturus













